Licensed Public Adjusters Representing Property Owners
We work exclusively for homeowners and business owners — not insurance companies — to maximize property damage claim results.
Advocating Policyholders When It Matters Most
Our Mission
At Empire Claims & Recovery Group, our mission is to protect policyholders by advocating for fair, accurate, and timely property damage settlements — bringing clarity and confidence to an otherwise overwhelming process. We represent homeowners and business owners — not insurance companies — and work exclusively in the best interest of policyholders.
About
Empire Claims & Recovery Group is a Michigan-licensed public adjusting firm representing homeowners and business owners after property damage losses.
We work exclusively for policyholders — never insurance companies — providing expert damage documentation, estimate preparation, and direct negotiation with insurance carriers to ensue every covered loss is properly valued and fully supported.
What We Specialize In
We handle a wide range of residential and commercial property damage claims, including:
- Fire & Smoke Damage
- Water & Flood Damage
- Storm, Wind & Hail Damage
- Theft & Vandalism Claims
- Business Interruption Claims
- Property Losses (Homeowners, Renters & Commercial)
Each claim is thoroughly evaluated to ensure all covered damages are properly documented and pursued.
Why Choose Empire Claims & Recovery Group
At Empire Claims & Recovery Group, we advocate for homeowners and business owners when property damage turns life upside down. We work exclusively for you -- not the insurance company -- to ensure your claim is handled thoroughly, fairly, and professionally.
What sets us apart:
- No upfront fees — we only get paid when you receive a settlement
- Detailed property damage inspections backed by accurate documentation
- Experienced claim preparation and negotiation on your behalf
- Clear communication and professional guidance from start to finish
- Free claim review and damage assessment with no obligation
Our goal is simple: to protect your interests, reduce stress, and help you secure the maximum settlement your policy allows.
Our Process
- Free Consultation – We review your situation and discuss your coverage options.
- Policy Review – Your insurance policy is analyzed to identify all applicable coverages.
- Damage Inspection – A thorough inspection is conducted to document all damages.
- Claim Documentation – Estimates and supporting evidence are prepared accurately.
- Negotiation – We communicate directly with the insurance company on your behalf.
- Settlement & Payout – Your claim is resolved and settlement funds are issued.
Client Resources
Understanding The Claims Process
Property Damage Recovery Checklist
Understanding The Claims Process
Before engaging with your insurance company, consider these common questions:
- What does my policy actually cover?
- What deadlines apply to my claim?
- How are damage estimates calculated?
- Can additional damage be claimed later?
Understanding these basics helps protect your rights as a policyholder.
FEMA Disaster Assistance
Property Damage Recovery Checklist
Understanding The Claims Process
If a federal disaster has been declared, homeowners and renters may qualify for additional assistance.
What this helps with:
- Temporary Housing
- Repair Assistance
- Disaster-Related Expenses
Property Damage Recovery Checklist
Property Damage Recovery Checklist
Property Damage Recovery Checklist
A step-by-step guide to help you stay organized after property damage.
Includes:
- What To Document Immediately
- Photos & Inventory Tips
- What Not To Throw Away
- Claim Timeline Basics
Trusted Policyholder Education
Trusted Policyholder Education
Property Damage Recovery Checklist
Independent nonprofit organizations offer valuable guidance for insurance consumers.
Recommended Resource:
- United Policyholders (nonprofit consumer advocacy)
FOR EXISTING CLIENTS ONLY
Trusted Policyholder Education
FOR EXISTING CLIENTS ONLY
If you are already under contract with Empire Claims & Recovery Group, please use the secure portal below to submit requested documents.